Financial Literacy Changes Lives
Helping young adults understand how money works through free, beginner-friendly educational resources.
Support the next generation's path to financial confidence and independence.
Every young person deserves the opportunity to build a strong financial future.
Who We Are
Young Americans are entering adulthood at a time when financial decisions are more complex, more digital, and more consequential than ever - yet national research shows they are among the least prepared to navigate them. The American Financial Literacy Institute (AFLI) is changing that trajectory.
AFLI is a 501(c)(3) nonprofit dedicated to helping young people build stable, independent, and prosperous lives through practical financial education.
By partnering with donors like you, AFLI is making the J Robert Education Series available to schools, youth programs, tribal organizations, job training centers, and community groups at no cost to them.
Together, we are making financial knowledge more accessible to the next generation.
Programs
The J Robert Education Series (JRES) is the educational brand that unifies all our financial literacy books, programs, and learning resources under one trusted name. Designed for young adults who are building a foundation of financial knowledge, JRES delivers beginner-friendly content across the full spectrum of finance and money matters. They offer free books, educator guides and website content via GrowYourFuture.com.
Book Donation Program
Youth-centered organizations (focus ages 15-29) may request free student books for use in learning programs. Teaching environments are desired to ensure material is presented and absorbed.
Curriculum & Teacher Support
Free student books from the J Robert Education Series, Teaching Guides, and Power Point Presentations. Curriculum is formatted to fit easily into a 6-10 session mini-course, or even a one-hour seminar.
Free Online Resources
Available through GrowYourFuture.com, the J Robert Education Series online education hub. Find articles, blogs and helpful links for individual learning and teaching resources.
Community Partnerships
AFLI partners with donors committed to providing ongoing financial education resources to schools, youth programs, tribal organizations, job training centers, and community groups providing financial literacy classes.
Donors
Invest in Financial Literacy. Invest in a Better Future.
Every young person deserves the opportunity to understand how money works before life's financial decisions begin to shape their future. Yet millions enter adulthood without the knowledge and confidence needed to make informed financial choices, often learning expensive lessons through trial and error.
Your support helps the American Financial Literacy Institute change that reality.
When you support AFLI, you are investing in more than books—you are investing in future entrepreneurs, homeowners, workers, parents, and community leaders. You are helping create a generation that better understands saving, spending, investing, planning, and building long-term financial security.
The need is significant and the demand for educational materials continues to grow. That's why 100% of your donation is dedicated to placing books and resources into the hands of those who need them most.
Financial literacy changes lives—but only if it reaches the people who need it.
Your gift helps make that possible.
If you are interested in donating, please contact us. AFLI is a 501(c)3 organization. Your donations are tax deductible.
Vision to Grow
We believe every young person deserves the knowledge and confidence to navigate money wisely. AFLI's vision is to remove the fear and confusion surrounding personal finance by providing clear, accessible education to students and young adults. Our mission is carried forward by a dedicated, volunteer leadership team and by donors who share our commitment to empowering the next generation with lifelong financial skills.
Contact Us: Request information about our mission, become a donor, or request free educational materials for your school or organization.
American Financial Literacy Institute
Jim Funk, Founder
1560 W Tucson St. #336
Broken Arrow, OK 74011
Catholic Charities Eastern Oklahoma
"I love this book! It will be helpful in our Workforce Development Program. We're excited to see your future materials as they become available. "
John 3:16 Mission
"This book offers helpful insights the students need to know, even at a young age. With your help, our students are taking steps to be set up for success. Thank you for the donation."
Chambers Family Foundation
“We are happy to support AFLI's Mission. We’re hoping more young people receive the materials you are distributing. Thank You!”
Why Financial Literacy Matters
Young Americans are entering adulthood at a time when financial decisions are more complex, more digital, and more consequential than ever — yet national research shows they are among the least prepared to navigate them. Financial literacy agencies highlight a widening gap between the financial skills young people need and the skills they have, underscoring the urgent need for early, practical financial education.
Financial Literacy Status in the US
CFPB Financial Literacy Annual Report, 2024.
Parents and schools are actively seeking more support to teach financial skills. The CFPB notes a nationwide rise in requests from educators and families for clearer, more accessible financial education resources — a signal that current systems are not meeting the needs of students entering adulthood.
TIAA Personal Finance Index (2026)
Our 2026 survey found that U.S. adults correctly answered just 47% of 28 personal finance questions – the lowest result in the index’s 10-year history. The report states: “Financial Literacy is moving in the wrong direction...”
Council for Economic Education — Survey of the States (2026)
The 2026 edition of Survey of the States shows that while more states are adopting personal finance requirements, access remains inconsistent. Many students still graduate without exposure to essential topics such as budgeting, credit, saving, and investing. The report underscores the need for equitable access to high-quality financial education.